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| Home > Accounts / Deposits |
Accounts / Deposits |
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 Your earnings abroad can earn attractive returns back home. Open an NRI account with us. Select from a range of account / deposit types offering tax free interest earnings and flexibility to maintain savings in foreign currency. Also enjoy the benefits of repatriation after deduction of any applicable taxes.
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You can open the following types of accounts with us:
- Foreign Currency Non-Resident Account (FCNR).
- Non-Resident External (NRE) Rupee Account.
- Non-Resident Ordinary Account (NRO).
- Resident Foreign Currency (RFC) Account for returning Indians.
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The following table summarizes features of different types of accounts:
| Feature |
FCNR (B) |
NRE |
NRO |
| Currency |
USD, GBP, EURO, JPY, AUD, CAD |
INR |
INR |
| Type of A/c |
Term Deposit, Special Term Deposit |
Savings Bank A/c, Current A/c, TDR, STDR |
Savings Bank A/c, Current A/c, TDR, STDR |
| Minimum Time period (for TDR / STDR) |
1 year |
1 year |
1 year |
| Maximum Time period (for TDR / STDR) |
5 years |
5 years |
5 years |
| Repatriablity |
Permitted |
Permitted |
Conditional |
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