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Home > Loan > Loans Against Deposits

Loans Against Deposits

Choose Your Loan

Home Loans

Car Loan

You can avail a loan in Indian rupees against the security of NRE TDR / STDR or FCNR deposits. The loan may be used to meet emergency financial requirements, to carry on business activities, for direct investment in India or for acquiring a flat / house in India.

You need not close the deposit prematurely, and can avail the loan:

At the branch where you maintain the deposit.
As an overdraft or as a demand loan.
For a maximum of 90% of the face value of deposit, and including the interest accrued on the deposit.
At an interest rate linked to SBI Prime Lending Rate against FCNR deposits.
At an interest rate linked to interest paid on the deposit, for a loan against NRE TDR / STDR deposits.

Note: For the current rate of interest please get in touch with your branch.

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