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Disclaimer

Please refer to it, before applying for any product and services.

NRIs / PIOs residing in United States of America (USA):

Your Account/Deposit is held with a branch of State Bank of India in India and is regulated by the Reserve Bank of India. The legal and regulatory regime applying to the State Bank of India in India is different to that of the United States of America and your rights in relation to your deposit will therefore differ. In particular, the rules and regulations for the protection of depositors under the Federal Deposit Insurance Corporation (FDIC) do not apply to business conducted by the State Bank of India in India, so protection offered by FDIC will not apply to any of these product and services.

Any person may avail these product and services on an unsolicited basis but should consult their tax / financial advisor regarding any statutory reporting requirements or tax liabilities they might be subject to. State Bank of India does not provide tax advice. There may be tax liabilities in USA when you repatriate funds back to the USA.


NRIs / PIOs residing in United Kingdom (UK):

Your Account/Deposit is held with a branch of State Bank of India in India and is regulated by the Reserve Bank of India. The legal and regulatory regime applying to the State Bank of India in India is different to that of the United Kingdom or the EEA and your rights in relation to your deposit will therefore differ. In particular, the rules and regulations for the protection of depositors under the UK Financial Services and Markets Act 2000 do not apply to business conducted by the State Bank of India in India. The services of the Financial Ombudsman Service or the provisions of the Financial Services Compensation Schemes in UK will not be applicable to investors and/or depositors conducting business with State Bank of India in India.

Any person may avail these product and services on an unsolicited basis but should consult their tax / financial advisor regarding any statutory reporting requirements or tax liabilities they might be subject to. State Bank of India does not provide tax advice. There may be tax liabilities in UK when you repatriate funds back to the UK.

NRIs / PIOs residing in Canada:

Your Account/Deposit is held with a branch of State Bank of India in India and is regulated by the Reserve Bank of India. The legal and regulatory regime applying to the State Bank of India in India is different to that of the Canada and your rights in relation to your deposit will therefore differ. In particular, the rules and regulations for the protection of depositors under the Canadian Deposit Insurance Corporation (CDIC) do not apply to business conducted by the State Bank of India in India, so protection offered by CDIC will not apply to any of these product and services.

Any person may avail these product and services on an unsolicited basis but should consult their tax / financial advisor regarding any statutory reporting requirements or tax liabilities they might be subject to. State Bank of India does not provide tax advice. There may be tax liabilities in Canada when you repatriate funds back to the Canada.

NRIs / PIOs residing in other Countries:

Your Account/Deposit is held with a branch of State Bank of India in India and is regulated by the Reserve Bank of India. The legal and regulatory regime applying to the State Bank of India in India is different to that of any other country and your rights in relation to your deposit will therefore differ. In particular, the rules and regulations for the protection of depositors under the local regulatory do not apply to business conducted by the State Bank of India in India, so protection offered by them will not apply to any of these product and services.

Any person may avail these product and services on an unsolicited basis but should consult their tax / financial advisor regarding any statutory reporting requirements or tax liabilities they might be subject to. State Bank of India does not provide tax advice. There may be tax liabilities in your current country of residence when you repatriate funds back from India.

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