Yes, if you have Internet banking user name and password, and at least one transaction account mapped to the username.
As a general rule the minimum tenure for a term deposit is 15 days and the maximum is 10 years. However Both TDR and SDTR are bound by the following minimum and maximum tenures. Minimum tenure is 15 days for TDR and 180 days for STDR and Maximum tenure is 3650 days for TDR and STDR.
The interest rates vary from time to time. You can view the latest interest rates by clicking on "View current interest rate" link provided in e-TDR/e-STDR request page.
You can open a term deposit with a nominal amount of Rs.1000/- , however minimum & maximum amount limit may vary for different product codes.
Yes, you can generate and print a term deposit advice containing all your relevant details.
The name(s) and mode of operation and branch of newly generated deposit a/c will be same as in debit a/c, from which term deposit a/c is funded.
The maturity amount is based on the tenor& type of a/c selected by customer. You may enquire the maturity amount, maturity date and rate of interest, without opening e-TDR/e-STDR through "Enquiry" tab available in e-TDR/e-STDR page.
You can debit a savings, current, or OD account to open term deposit. The account selected for debiting should be valid transactional a/c through Internet Banking channel and should not be a stopped / dormant / locked account.
The Special term deposit a/c will be automatically renewed at the time of maturity if you do not approach Branch for payment / renewal on maturity. For prematurity of deposit a/c you may use 'close a/c' tab under e-TDR/e-STDR link. The maturity proceeds will automatically transfer your debit a/c from which e-TDR/e-STDR was originally funded at the time of opening.
Yes, you may close your e-TDR/e-STDR instantly if request is initiated between 08:00 AM IST to 08:00 PM IST. Request initiated beyond this period will be scheduled for next opening hours ie 08:00 AM IST.
No, Only e-TDR/e-STDR can be closed through 'close a/c' tab. TDR/STDR opened at branch can be closed at branch only.
No, You may contact the branch for the same.
No, maturity amount or the amount payable before maturity will be transferred only to the debit account from which it was funded.
Yes, Senior citizen can also avail additional rate of interest in e-TDR/e-STDR. The date of birth in Bank's record will be considered for age calculation. The minimum days and minimum amount applicable for additional rate of interest for senior citizen will be as per Bank's policy. In case of joint accounts, the Senior Citizen benefit can be availed only if the first account holder qualifies for this benefit.
The advice is equally valid as provided by branch. Internet Banking customers are advised to take printout of term deposit advice after generation of deposit a/c. However if presented at the Branch for payment, Branch will verify all the details shown in advice before proceeding further.
While opening an e-TDR/e-STDR, you will be provided with an option to retain the nominee(s) for term deposit a/c as in debit a/c from which it is funded.
No, you will have to visit your branch for adding a new nominee.
Yes. e-TDR / e-STDR can be created online from 8:00 AM IST to 8:00 PM IST. Requests initiated beyond this period will be scheduled for the next opening hours.
This facility is currently not available online. Kindly contact your branch for Tax saving deposits.