Products and Services
SBI offers Corporate and Retail Internet Banking Products and Other Value Added Services
Select a link in the list to view details of a specific product.
You can book your railway, air and bus tickets online through OnlineSBI.
To book your train ticket, just log on to irctc.co.in and create an ID thereat if you do not have one. Submit your travel plan and book the ticket(s)-either
- i-ticket (where the delivery of tickets will be made at your address) or
- e-tickets (wherein after successful payment transactions, an e-ticket is generated which can be printed any time. For an e-ticket, the details of photo identity card will required to be filled in)
and select State Bank of India in the payment options. You will be redirected to Internet Banking site of SBI (www.onlinesbi.com
). After submitting the respective ID and password, you can select your account. After a successful debit, Railways will generate the ticket. E-ticket can be printed by you whereas the i-ticket will be dispatched by IRCTC at the given address. Service charges @ Rs.
10/- per transaction shall be levied in addition to the cost of the ticket. Cancellation of E-ticket can be done by logging on to IRCTC's site; refund amount will be credited to your account directly within 2-3 days. For cancellation of i-ticket, you shall be required to submit your ticket at a computerized counter of Railways and on cancellation, the amount shall be credited back to your account.
You can also book your Air ticket through the e-ticketing feature. Logon to Indian Airlines website to make a payment for an e-ticket through State Bank of India, you need to select SBI as the payment option. The payment request will be redirected to Internet Banking site. The request may be processed based on values sent from the airlines website. Once a transaction is processed, an appropriate response will be sent to airlines site to update the status of the transaction. You can print the E-ticket immediately.
To book bus tickets to destinations in Karnataka, log on to the KSRTC website
. Provide details about the start and end points of your journey, date of journey and number of tickets. Verify availability of seats on the selected date and confirm the transaction. Select OnlineSBI to make the payment. Provide your credentials and select the SBI account that will be debited for the payment. You are provided a KSRTC reference number for your e-Ticket.
You can pay your taxes online through SBI E-Tax. This facility enables you to pay TDS, Income tax, Indirect tax, Corporation tax, Wealth tax, Estate Duty and Fringe Benefits tax. Click the e-Tax link in the home page. You are displayed a page with two links Direct Tax and Indirect Tax.
Click the Direct Tax link. You will be redirected to the NSDL site where you can select an online challan based on the tax you wish to pay. Provide the PAN, name and address, assessment year, nature of payment and bank name. On selecting the bank name as SBI and submitting the form, you will be redirected to the Internet Banking site. After submitting the respective ID and password, you can select your account for making payment of taxes. After payment is successful you can print the E-Receipt for the payment. The E-receipt can be printed at a later date also and the same can be retrieved from: Enquiries > Find Transactions > Status Enquiries > Click on the respective transaction to print the tax receipt.
The Indirect Tax link is used to make Central Excise and Service Tax payments to Central Board of Excise and Customs. The online payment feature facilitates anytime, anywhere payment and an instant E-Receipt is generated once the transaction is complete. The Indirect Tax payment facility is available to Registered Central Excise/Service Tax Assessee who possesses the 15 digit PAN based Assessee Code. You can make CBEC payments using the Indirect Taxes link available in the Payments/Transfers tab. You need to provide your assessee code as registered with CBEC and select the minor heads towards which you intend to pay tax. Select the appropriate tax type and enter the tax amount. Select an account for debiting the total tax amount. You can use any of your transaction accounts to make the payment. If a payment is successful, CBEC provides a link to generate an E-Receipt for the payment.
Internet banking customers can pay tax through site to site integration. For government agencies, which are not Internet-enabled, OnlineSBI offers the Government Tax Payment facility. This facility is available as a post login feature in the retail and corporate banking sites of the Online SBI portal.
Please note that the cut-off time for OLTAS and CBEC payment is 8 P.M. IST. Any transactions created after the cut off time will be processed after 7 A.M. on the following day.
A simple and convenient service for viewing and paying your bills online.
- No more late payments
- No more queues
- No more hassles of depositing cheques
Using the bill payment you can view and Pay Various bills online, directly from your SBI account. You can pay telephone,electricity, insurance,credit cards and other bills from the comfort of your house or office, 24 hours a day, 365 days a year. Simply logon to https://www.onlinesbi.com/
with your credentials and register the biller to which you want to pay, with all the bill details. Once the bill is uploaded by the biller, you can make payment online.You can see 'how do i' to learn the steps for using the facility.
You can also set up AutoPay instructions with an upper limit to ensure that your bills are paid automatically whenever they are due. The upper limit ensures that only bills within the specified limit are paid automatically, thereby providing you complete control over these payments.
The e-PAY service is available in various cities across the country and you can now make payments to several billers in your region.
State Bank of India (SBI) in alliance with SBI Caps Securities Limited (SSL) offers 'eZ-trade@sbi', a State-of-the-Art online trading platform predominantly to cater to every trading need. It offers a truly satisfying experience of online investing - anyplace, anytime. This service provides you with a 3-in-1 account which is an integrated platform of Bank Account, Demat Account and an Online Trading Account to give you a convenient and paper free trading experience under one roof.We provides online trading of shares of Companies listed on BSE and NSE. eZ-trade@sbi will let you trade from the comfort of your home or office through the Internet.
Buying and selling of shares is now just a click away.So go ahead and enjoy your fast, easy and hassle-free online shares/securities trading experience with India's Largest Bank.
You can transfer money from your State Bank account to accounts in other banks using the RTGS/NEFT service. The RTGS system facilitates transfer of funds from accounts in one bank to another on a "real time" and on "gross settlement" basis. This system is the fastest possible interbank money transfer facility available through secure banking channels in India. RTGS transaction requests will be sent to RBI immediately during working hours post working hours requests are registered and sent to RBI on next working day. You can also schedule a transaction for a future date. You can transfer an amount of Rs.
2 lakhs and above using RTGS system.
National Electronic Funds Transfer (NEFT) facilitates transfer of funds to the credit account with the other participating bank. RBI acts as the service provider and transfers the credit to the other bank's account.
NEFT transactions are settled in batches based on the following timings
- 11 settlements on weekdays - at 09:00, 10:00, 11:00, 12:00, 13:00, 14:00, 15:00, 16:00, 17:00, 18:00 and 19:00 hrs.
- 4 settlements on Saturdays - at 09:00, 11:00, 12:00 and 13:00 hrs.
Please note that all the above timings are based on Indian Standard Time (IST) only.
In order to transfer the funds to an account with other bank, kindly ensure that the bank branch of the beneficiary is covered under the RGTS/NEFT payment system. It is recommended that you choose the Bank/Branch from the drop down option provided under the link "Add InterBank beneficiary".
Please exercise care to provide the correct account number and name of the beneficiary.
You can pay your insurance premium, mobile phone bills and also you can purchase mutual fund units by coming from the biller's website and selecting state bank of India in the payment option.
For paying premium of LIC policy logon to www.licindia.com
and register your policy details. When the premium is due select State Bank of India in the make payment option.
SBI Mutual FUND:
You can invest in the SBI Mutual Fund schemes online. Logon to www.sbimf.com
and select the scheme in which you want to make investment in the payment option select State Bank of India.
Enjoy shopping at the CCAvenue Shopping Mall and purchase from a wide variety of products and services through CCAvenue Certified Vendors. Make payments for your purchases using your Internet enabled SBI accounts.
The Funds Transfer facility enables you to transfer funds within your accounts in the same branch or other branches. To make a funds transfer, you should be an active Internet Banking user with transaction rights.
Daily limit for Funds Transfer to own Accounts:
- Between Accounts in the same branch: Rs.10 Lacs.
- Between Accounts across branches: Rs.5 Lacs.
Daily limit for Funds Transfer to PPF Accounts in the same branch or across branches: Rs.
1,00,000. This is subject to a ceiling of Rs.
1,00,000, by a maximum 12 deposits, during the Financial Year, for the Principal Amount.
Just log on to retail section of the Internet Banking site with your credentials and select the Funds Transfer link under Payments/Transfers tab. You can see all your online debit and credit accounts. Select the debit account from which you wish to transfer funds and the credit account into which the amount is to be credited. Enter the amount and remarks. The remarks will be displayed in your accounts statement for this transaction. You will be displayed the last five funds transfer operations on your accounts. On confirming the transaction, you will be displayed a confirmation page with the details of the transaction and the option to submit or cancel the funds transfer request. A reference number will be generated for your record.
Third Party transfer
You can transfer funds to your trusted third parties by adding them as third party accounts. The beneficiary account should be any branch SBI.Transfer is instant.You can do any number of Transactions in a day for amount aggregating Rs.
To transfer funds to third party having account in SBI,you need to add and approve a third party, you need to register your mobile number in personel details link under profile section. You will receive a One Time SMS password on your mobile phone to approve a third party. If you do not have a mobile number, third party approval will be handled by your branch. Only after approval of third party, you will be able to transfer funds to the third party. You can set limits for third party transactions made from your accounts or even set limits for individual third parties.
The Internet Banking application enables you to register demand drafts requests online. You can get a demand draft from any of your Accounts (Savings Bank, Current Account, Cash Credit or OverDraft). You can set limits for demand drafts issued from your accounts or use the bank specified limit for demand drafts.
You can opt to collect the draft in person at your branch, quoting a reference to the transaction. A printed advice can also be obtained from the site for your record.
Alternatively, you may request the branch to courier it to your registered address, and the courier charges will be recovered from you.
If you have any queries, kindly approach your branch, quoting the reference number generated for the request.
You can request for a cheque book online. Cheque book can be requested for any of your Savings, Current, Cash Credit, and Over Draft accounts. You can opt for cheque books with 25, 50 or 100 cheque leaves. You can either collect it from branch or request your branch to send it by post or courier. You can opt to get the cheque book delivered at your registered address or you can provide an alternate address. Cheque books will be dispatched within 3 working days from the date of request.
Just log on to retail section of the Internet Banking site with your credentials and select the Cheque Book link under Requests tab. You can view all your transaction accounts. Select the account for which you require a cheque book, enter the number of cheque leaves required and the mode of delivery. Then, submit the same.
Account opening request
OnlineSBI enables you to open a new account online. You can apply for a new account only in branches where you already have accounts. You should have an INB-enabled account with transaction right in the branch. Funds in an existing account are used to open the new account. You can open Savings, Current, Term Deposit and Recurring Deposit accounts of Residents, NRO and NRE types.
Just log on to retail section of the Internet Banking site with your credentials and select the New Account link under Requests tab. You can see all types of accounts. Select the account and account type you wish to open and submit the same. Then, you need to select the branch and enter the initial amount to open the account. You can select any of your accounts for debiting the initial amount. Then, submit the transaction. Your new account opening request will be processed by the branch.
The Internet Banking application can generate an online, downloadable account statement for any of your accounts for any date range and for any account mapped to your username. The statement includes the transaction details, opening, closing and accumulated balance in the account.
You can generate the online account statement for any date range or for any month and year. The account statement can be viewed online, printed or downloaded as an Excel or PDF file. You also have the option to select the number of records displayed in each page of the statement. The options are 25, 50, 75, 100 and ALL.
OnlineSBI provides features to enquire status of online transactions. You can view and verify transaction details and the current status of transactions. Your VISA transactions can also be viewed separately.
Just log on to retail section of the Internet Banking site with your credentials and select the Status Enquiry link under the Enquiries tab. You will be displayed all online transactions you have performed. To view details of individual transactions, you need to click the Transaction Reference number link. You are displayed the debit and credit account details, transaction amount, narration and transaction status.
Demat Account Statement
OnlineSBI enables you to view Demat account statement and maintain such accounts. The bank acts as your depository participant. In the third party site, you can mark a lien on your Demat accounts and use the funds to trade on stock using funds in your SBI savings account.
You can view Demat account details, and generate the following statements: statement of holding, statement of transactions, statement of billing.
You can make donation to religious and charitable institution by using Internet Banking of SBI. Simply log on to https://www.onlinesbi.com/
with your credentials and go to Payment and transfer and click on make donation link.After selecting the debit account select the religious/charitable institution whom you want to offer donation. After successful payment you can print an E-receipt for the donation made.
State Bank Virtual Card
State Bank Vitual Card,also known as Electronic Card or e-Card, is a limit Debit Card created for ecommerce transactions. It provides an easy and secure way of transacting online without providing the Primary Card/Account information to the merchant.
Virtual Cards can be used at any merchant location accepting MasterCards / Visa Cards online, without any difference froma regular plastic card.
The key features of Virtual Card are as follows:
It reduces the risk of exposing the underlying Credit/Debit limit as the Primary Card / Account details are not communicated to the Merchant.
Card is valid up to maximum of 48 hours or till the transaction is complete, whichever is earlier.
Card creation and online transaction are authorised only after successful validation of One Time Password (OTP) sent to your Mobile during the process.
It enables Bank customers to pay from any of their Internet Banking enabled accounts, having transaction rights.
Card can be created for any amount in round rupees.
Card can be used at any online merchant site that accepts Debit/Credit Cards.
Easy to Use-
No separate setup/installation or registration is required, any customer having internet banking facility with transaction rights can create Virtual Card.
No loss of interest as the Card is generated by marking a lieu on the underlying account and the amount is debited only when actual transaction using the Virtual Card is completed, successfully.
||All INB Customers with Transaction Rights can avail this facility.
||Visa (may be extended to Master Card Platform)
|Currency of Issue
||Indian Rupee only.
|Minimum amount of Issue
|Maximum amount of Issue
|Frequency of usage (Single / Multi)
||At any merchat outlet that has facility for Online purchase.
|Domestic / International
||Domestic use only. (Valid for payment in INR in India, Nepal & Bhutan)
||As soon as transcation is completed.
Or If the card is cancelled.
Or Card is not used for 48 hours after creation.
(whichever is earlier)
|No of cards per customer per day
|Issuance / Maintenance Fee
|Refund / Cancellation
||Once card is cancelled or expired, the lien marked shall be lifted and the unspent /unutlised amount will automatically be availiable to the customer for use.